Nobody wants to face this fact, but that doesn’t make it any less true: Home insurance is expensive.

You want to get the most out of your investment without breaking the bank. To a degree, there is little that you can do to minimize the cost of a homeowner’s insurance policy – especially if you need specific coverage against matters like flooding and earthquakes. Fortunately, there are some things that you can do to drive down the cost of your insurance premiums, if even just a little bit.

Below, we’ll discuss some of the most practical and most money-saving preventative measures that homeowners can take to save themselves from spending more than they have to on insurance.

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